We’re thrilled to announce that Gemini is launching today in France after registering as a Virtual Asset Service Provider (VASP) there earlier this year. This move is part of our continued dedication to the European market in a country that features a thriving Web3 and crypto ecosystem. 

Users in France can now open a Gemini account to deposit, trade, and store more than 70 digital assets using the web or app. Additionally, they can add funds using local payment rails, including EUR and GBP, through debit card, bank transfer, and Apple Pay. 

Advanced traders can also access ActiveTrader™ for sophisticated trading with over 80 pairs, while institutional clients can benefit from Gemini’s OTC desk and eOTC trading system, designed to execute large orders with deep liquidity and optimal pricing.

__Why Gemini Is Moving Into France__

Gemini’s entry into France is a strategic choice for our next phase of growth. France’s proactive engagement with and support of the crypto sector has fostered the development of a crypto hub, making it a key market for us.

Crypto adoption has grown steadily in France over the past two years resulting in positive sentiment around digital assets, according to Gemini’s recently released 2024 Global State of Crypto report. The percentage of crypto owners has risen to 18%, a two percentage-point increase since 2022—marking France as the country with the highest growth post-crypto winter. The report points to France being among the most pro-crypto countries surveyed, with a strong demand for secure, trusted players like Gemini. 

Previously unreleased data also indicates that respondents in France trust crypto more than respondents in the US and UK. This is likely influenced by the introduction of France’s VASP regime, and the European Union’s recent passing of the Markets in Crypto Assets regulation (MiCA) in 2023, a bill that offers a comprehensive framework and regulatory clarity for EU firms working in digital assets. In light of this, the report highlights how consumers in France are less concerned about the regulatory environment than two years ago.  

__Crypto Ownership Increases In France__

Gemini’s 2024 Global State of Crypto report shows France to be among the most pro-crypto countries surveyed, with a strong demand for secure, trusted players like Gemini.

Other key findings included:
- The majority of French crypto owners are HODLers: The majority of crypto holders (62%) in France view cryptocurrencies as long-term investments, with almost half (46%) having purchased their first crypto over three years ago. 
- Past owners likely to return to market: Nearly half (49%) of past crypto owners in France expressed they were somewhat likely to re-enter the market within the next year, 17% were very likely to buy crypto in the next year and 6% extremely likely to purchase crypto during that timeframe.
- Trust in crypto is higher in France: Nearly one-fourth of respondents in France (23%) said they trusted crypto, which is slightly higher than respondents in the US (21%) and UK (19%).
- Security is paramount: The most important factor (43%) that will boost consumer trust in the crypto industry in France are security measures that protect against fraud and scams.
- Regulatory concerns are dwindling: In 2024, just 32% of respondents in France said they still had regulatory concerns about the industry, down from 37% two years ago. 
- The gender split in France is one of the most positive globally: France boasts one of the most balanced gender splits in crypto adoption globally (35% of owners are women), despite a 10% reduction since 2022. Interestingly, a larger proportion of women (34%) than men (17%) first purchased crypto within the past year as the market rebounded.

“We believe in empowering individuals through crypto, and our expansion into France marks a significant milestone in our mission to make crypto accessible to everyone,” said Gillian Lynch, Gemini’s CEO of UK & Europe. “Gemini’s research into the French market shows its growing interest in digital assets, and a robust regulatory framework presents a unique opportunity to introduce our platform to the trading community and extend our presence in the European market over the coming months.”

French users can visit Gemini.com or download the app to sign up for Gemini today.

Onward and Upward!<br>
Team Gemini

Gemini Launches in France as Country’s Trust in Crypto Increases

Today we are excited to announce the acquisition of Shard X, a leading developer of secure multi-party computation (MPC) cryptographic technology.

Gemini will integrate Shard X’s MPC technology into our distributed, multi-site key management and signing infrastructure, markedly increasing the speed with which we can transfer customer assets and provide support for new asset listings and usage on the Gemini platform.

Gemini has more than $30 billion of crypto assets under custody, serving a range of individual and institutional customers. The addition of Shard X’s MPC will work in concert with all other aspects of Gemini’s custody offering, which includes role-based governance protocols, multiple layers of biometric access controls, and physical security to safeguard the sensitive key material, safely stored in government-rated hardware security modules (HSMs), that controls customers’ assets. 

Shard X, which will become a part of Gemini’s UK affiliate, was founded in 2018 by Yaniv Neu-Ner, Nikita Lesnikov, and Navaho De Wet with the goal of making the crypto ecosystem more secure. Shard X’s MPC technology generates key fragments which are used in a  distributed signing protocol without ever reconstructing a full private key. The team has developed a portable MPC implementation that aims to run in high security environments, such as hardware security modules, ensuring the highest integrity and secure processing of private key fragments that protect digital assets.

The acquisition of Shard X is yet another step forward in providing our customers with the products and services they demand as we remain laser focused on our mission of empowering the individual through crypto.

Onward and Upward,

Tyler Winklevoss  
Chief Executive Officer

Gemini Enhances Speed and Scale of Asset Listings, Transfers, and Usage With Shard X Acquisition

We are thrilled to announce that __trading and custody are now available for Dogecoin (DOGE)__, the funnest and friendliest crypto in the observable universe. 

Trading for DOGE is available on our API/FIX and Active Trader™ applications for USD, and on our mobile and web applications for USD, GBP, EUR, CAD, AUD, HKD and SGD pairs.

[With DOGE as part of the pack](https://www.gemini.com/prices/dogecoin), we now offer over __40 cryptos__ for trading and custody and another __11 cryptos__ for custody. Learn more about all the cryptos we support [here](https://www.gemini.com/prices). 

__Dogecoin Is No Joke__

Dogecoin is the people’s money. It’s organic, irreverent, and fun. It’s not forced on us by a government or some other central authority, it’s chosen by us, for us — by the people, for the people. Wow.

For many, the idea of emergent money that is not mandated by fiat is hard to grok. We’re used to being told what money is. For most of our lives, paternalistic money is all we’ve ever known...until Bitcoin.

Dogecoin continues Bitcoin’s tradition of giving the control of money back to the people. Yes, it’s a meme coin, but all money is a meme. And all money is both an idea and a matter of faith or belief in it. Over the multi-milennia history of money, the majority of money (be it shells, beads, precious metals, etc.) has been what we the people say it is and believe it is.

Dogecoin is the perfect vehicle to lay bare this fundamental truth about money. And in serving this purpose, DOGE has a legitimate claim to some value. It reflects the true history and nature of money. It turns the idea of money being something that’s issued by an authority — a conceit — on its head. They say there’s some truth in every joke. Dogecoin’s value is its punchline. 

Dogecoin is as much a statement as it is a currency. A statement about the philosophy of money. The democratization of money. It’s a protest against the fact that fiat money and the centralized financial system are not level playing fields. That they are built by a few and disproportionately favor those few. That too much power rests in too few hands.

And the world is waking up to this. Nothing captured this more than the GameStop saga. We saw first-hand how the system is rigged against the individual investor and we can’t unsee this. We saw how the individual investor can be more sophisticated than the most sophisticated institutional investors. Most importantly, we saw that the individual investor is ready to demand better. We don’t believe it's a coincidence that global interest in crypto and Dogecoin spiked after individual investors were GameStopped.

No one person, organization, or authority decides the value of a crypto – its value is determined by its supply and your demand for it. In Dogecoin’s case, its money supply is __transparent__, __predictable__, and __disinflationary__. The Dogecoin protocol issues a fixed amount of 5 billion DOGE every year. Over time, this fixed, annual issuance of 5 billion DOGE will represent a much smaller percentage of Dogecoin’s overall money supply. This means the growth rate of Dogecoin’s money supply is actually decreasing. In other words, Dogecoin’s money supply is disinflationary. This is not dissimilar to how [Ethereum](https://www.gemini.com/prices/ether)’s money supply of ether currently works. Recently, demand for Dogecoin has oustripped its supply. As a result, its price has been mooning. The people are speaking.

As the world ponders the popularity and meme-ification of a grammatically challenged dog, many are engaging in a referendum on centralized money and finance by joining the Dogecoin community. And the best part? They’re doing it with a smile. So amaze.

We’re not here to tell you what money is. We’ll leave that up to you. We’re here to empower you with __greater choice, independence, and opportunity__.

Onward and Upward!

Tyler Winklevoss  
Chief Executive Officer

*Updated: May 5, 2021*

Gemini Now Supports Dogecoin. Much Wow.

Today, we are excited to announce that __Mastercard will be our exclusive network partner for the Gemini Credit Card__. We are thrilled to work with one of the most trusted and globally recognized brands in the credit card and payments space. WebBank, a leader in digital lending, will be the issuing bank for the Gemini Credit Card.

The Gemini Credit Card allows you to earn up to 3% back in bitcoin or other cryptocurrencies on the dollars you spend. Join the [Gemini Credit Card waitlist](https://gemini.com/credit-card) to get early access. 

Check out some of the Gemini Credit Card’s exciting features:

- __Real-time rewards__: Cardholders will earn up to 3% back on qualifying purchases in bitcoin or any of the more than 30 cryptocurrencies available on Gemini. Crypto rewards will automatically be deposited into the cardholders’ Gemini account.
- __No annual fee__: Earn crypto without paying a hefty annual fee.
- __Security-first design__: Sensitive information, like the card number, is removed and accessible to cardholders via the Gemini app, which requires two-factor authentication.
- __Near-instant access__: Once approved, you can access the Gemini Credit Card and begin making purchases online, in-app, and in stores by directly adding the card to your mobile wallet through the Gemini mobile app.
- __World Mastercard® Benefits__: You’ll have access to exclusive offers with select merchants such as DoorDash, HelloFresh, Lyft and ShopRunner, as well as through Mastercard’s [Priceless® Experiences](https://www.priceless.com/). Your card will include advanced security features including Mastercard ID Theft Protection™, Zero Liability, and Price Protection.
- __24/7 live customer support__

The Gemini Credit Card will be available in all 50 U.S. States and will be accepted wherever Mastercard is accepted. The card will be rolled out this summer, and those on the waitlist will have first access to apply. When approved, you can earn up to 3% back on dining, 2% back on groceries, and 1% back on other purchases. If you have additional questions about the Gemini Credit Card, we invite you to visit our [FAQ page here](https://support.gemini.com/hc/en-us/articles/360055401011-How-do-I-join-the-waitlist-for-the-Gemini-Credit-Card-). 

We are thrilled to continue to __empower the individual through crypto__ by giving you a way to effortlessly earn crypto as you go about your daily life.

Onward and Upward!

Tyler Winklevoss  
Chief Executive Officer

Gemini Credit Card to Launch With Mastercard as Network Partner

Across the globe, Esports has grown into an unstoppable force. At Gemini, we believe in another unstoppable force — non-fungible tokens (NFTs). NFTs have allowed artists to create digital artwork that is scarce for the first time in history, and the best part is that there are still so many unexplored use cases. __We believe it is only a matter of time before Esports and NFTs converge in a major way.__ 

That is why we are incredibly excited to announce the release of an exclusive OG Esports NFT collection through our company [Nifty Gateway](https://niftygateway.com/), on January 23rd at 2pm EST, that features a total of 12 NFTs — each utilizing the 2018 Dota 2 Championship ring.

We are also simultaneously releasing two open editions in collaboration with the digital artist Filip Hodas. We believe the NFTs featured in the collection will appeal to digital art collectors and Esports fans alike. We look forward to seeing how Esports companies can use NFTs to interact with their fans and enhance fan engagement going forward. 

Both Esports and NFTs are on the rise globally, and mainstream audiences are increasingly exposed to both industries as our world’s digital transformation accelerates. We are incredibly excited that JMR Luna and his team at OG Esports decided to explore NFTs in the Esports space with us, and hope this leads to more innovation at the intersection of NFTs and gaming. We both believe that this is the next step forward for brands and teams looking to connect and provide valuable collectibles and merchandise to their fanbase, and we hope to see the use of NFTs among Esports teams proliferate in the coming year.

Onward and Upward!

Tyler Winklevoss  
Chief Executive Officer

NFTs and Esports, a Match Made in Heaven

Today, we are thrilled to announce the upcoming launch of the Gemini Credit Card, a credit card that lets you __earn up to 3% back__ in bitcoin or other cryptocurrencies for every dollar you spend!

The Gemini Credit Card __[waitlist](https://gemini.com/credit-card/waitlist) is now open__. Those who join will get early access to apply. The Gemini Credit Card will be available to U.S. residents in every state and will be accepted wherever major cards are accepted. Rewards will be automatically deposited into your Gemini account. 

Our effort to launch the Gemini Credit Card has been accelerated by our acquisition of [Blockrize](https://www.blockrize.com/), a fintech startup that has been building a credit card with cryptocurrency rewards. Blockrize waitlist members have automatically been added to the Gemini Credit Card waitlist. 

Blockrize is our second acquisition, following the acquisition of [Nifty Gateway](https://niftygateway.com) in November 2019. The Blockrize team, led by CEO and founder Thomas Harrison, will play a central role in the development and rollout of the Gemini Credit Card.

Join us as we redefine the credit card experience!

Onward and Upward,

Tyler Winklevoss  
Chief Executive Officer

Gemini to Offer Credit Card with Crypto Rewards

Today, we are expanding our full services into the United Kingdom (UK). Users in the UK can now use our __simple__, __reliable__, and __secure__ products, including our Mobile App, to buy, sell, and store crypto.

We now also support the pound sterling (GBP) to provide a more local experience for our UK users. You can purchase crypto with GBP using a debit card or make a GBP deposit from your bank via Faster Payments, CHAPS, or SWIFT wire. 

Our UK launch follows the recent approval of our Electronic Money Institution (EMI) license by the Financial Conduct Authority (FCA), which reflects our ethos of working proactively with regulators and asking for permission, rather than forgiveness. As a licensed and compliant platform, we abide by the high regulatory standards established to __safeguard your money, securely store your crypto, protect your privacy,__ and keep bad actors off our platform. Ultimately, this fosters a better and safer experience for you and the larger crypto ecosystem as a whole.

The UK has been a significant, global financial hub for centuries. It is a pioneer in both financial innovation and regulation. We’re proud to help usher the crypto revolution into this historic market and become a part of its rich tradition.

__How do I create a Gemini account?__

Download the Gemini Mobile App from the [Google Play Store](https://play.google.com/store/apps/details?id=com.gemini.android.app&hl=en_GB) or [UK App Store](https://apps.apple.com/gb/app/gemini-buy-bitcoin-instantly/id1408914447). You can also create your account by registering on the Gemini website.

__How can I fund my Gemini account in GBP?__

Once you have fully onboarded, you can fund your account using your debit card or with a bank transfer in real time. 

On your desktop, click on “Add Funds,” select GBP as your currency, and choose your “Deposit Method.” You can then make deposits into your account.

![1. Gemini Exchange Desktop-GBP-UK-Add Funds Large](//images.ctfassets.net/jg6lo9a2ukvr/3aHlhk9BVwAS8lqO4ldRUQ/1e842118a216c7927f53dc4923d2b39a/1._Gemini_Exchange_Desktop-GBP-UK-Add_Funds_Large.png)

In the Gemini Mobile App, once you are fully onboarded, navigate to “Account” > “Funds” > “Funding Source” and enter your details. 

![2. Gemini Exchange Mobile-GBP-UK-Add Funds](//images.ctfassets.net/jg6lo9a2ukvr/TQF7VGTTKWVdrbTzQBzm6/d2672833cad2462cd77c8c0923b45c21/2._Gemini_Exchange_Mobile-GBP-UK-Add_Funds.png)

To deposit GBP, go to “Account” > “Transfer Funds” > “Deposit into Gemini.”

![3. Gemini Exchange Mobile-GBP-UK-Deposit Fiats](//images.ctfassets.net/jg6lo9a2ukvr/4Arc2Xivgss7rN9fh05d11/7b3301ba61472fa09438af6bec4bb7dd/3._Gemini_Exchange_Mobile-GBP-UK-Deposit_Fiats.png)

__How do I buy crypto with GBP?__

With GBP in your account on the Gemini Mobile App or on your desktop, you can buy cryptocurrencies like [Bitcoin (BTC)](https://gemini.com/prices/bitcoin), [Bitcoin Cash (BCH)](https://gemini.com/prices/bitcoin-cash), [Basic Attention Token (BAT)](https://gemini.com/prices/bat), [Dai (DAI)](https://gemini.com/prices/dai), [Ether (ETH)](https://gemini.com/prices/ether), [Litecoin (LTC)](https://gemini.com/prices/litecoin), [ChainLink (LINK)](https://gemini.com/prices/chainlink), [Orchid (OXT)](https://gemini.com/prices/orchid), [Amp (AMP)](https://gemini.com/prices/amp), [Pax Gold (PAXG)](https://gemini.com/prices/pax-gold), and [Compound (COMP)](https://gemini.com/prices/compound). 

See the [full list of digital assets that we now support](https://support.gemini.com/hc/articles/209636186-What-trading-pairs-are-supported-). 

__How can I get help setting up my Gemini account in GBP?__

If you need support, you can find it in-app, on the [support pages on our website](https://support.gemini.com/hc). 

![4. Gemini Exchange Desktop-GBP-UK-App Overview](//images.ctfassets.net/jg6lo9a2ukvr/5eWg0rO63dhsagyMWHWfMj/b957c3011e0b82831a37d69f2867a6fb/4._Gemini_Exchange_Desktop-GBP-UK-App_Overview.png)

Onward and Upward!<br>
Team Gemini

Gemini Is Live in the UK! 

We are excited to announce that Gemini is partnering with Samsung Blockchain to power the Samsung Blockchain Wallet. __This integration will allow Samsung Blockchain Wallet users to connect to the Gemini mobile app to buy, sell, and trade crypto.__ 

Gemini is the first U.S. crypto exchange and custodian to partner with Samsung Blockchain. This integration will help bring crypto to the fingertips of Samsung Blockchain Wallet users in the United States and Canada. 

The Samsung Blockchain Wallet is a convenient and secure crypto-wallet that allows users to self custody their crypto directly on their Samsung Galaxy phone supporting the Samsung Blockchain. By connecting their Samsung Blockchain Wallet to Gemini, users can buy and sell crypto, view their Gemini account balances, and also transfer their crypto into cold storage with Gemini Custody for the highest level of security.	
 
Crypto is not just a technology, it is a movement. We are proud to be working with Samsung Blockchain to bring crypto’s promise of greater choice, independence, and opportunity to more individuals around the world.

Learn more about the [Gemini and Samsung partnership](https://gemini.com/samsung) or start using [Gemini on your Samsung Galaxy phone](https://play.google.com/store/apps/details?id=com.gemini.android.app&_branch_match_id=760935309219118719&utm_source=Website&utm_campaign=samsung_wallet_launch&utm_medium=landing_page_CTA) today!

Onward and Upward,

Tyler Winklevoss, Co-Founder and CEO


Gemini Integrates With Samsung Blockchain Wallet

We are excited to announce that State Street has selected Gemini for its new digital asset pilot. As part of the pilot, financial institutions will now be able to custody their digital assets with Gemini Custody™ and receive the reporting and holdings information for these assets via State Street.
 
Working with State Street to pilot this program is a major milestone for Gemini and digital assets as a mainstream asset class. This joint pilot enables an institutional investor to test custody of digital assets via Gemini Custody™ and receive reporting for these assets via State Street using two trusted and regulated financial institutions — helping us build a better bridge to the *__future of money__*.  

This pilot will initially support the custody of bitcoin and ether at Gemini; with State Street providing the back-office reporting. However, it is extensible to other digital assets, such as tokenized securities, in the future.
 
State Street is one of the oldest financial institutions in the United States and one of the world’s largest custodians, with more than $32 trillion in assets under custody. We know that State Street will never compromise on security and neither will we.
 
Like State Street, we believe __*trust is an asset*__. More specifically, __*trust is our product*__. After 18 months of due diligence and research and development, we are thrilled to have been chosen by State Street to pilot their digital asset custody program.

Onward and Upward,
 
Tyler Winklevoss, CEO




State Street and Gemini Launch Digital Asset Pilot

Today, we are excited to announce that we have made our first acquisition!

Cryptocurrency is ushering in the *__future of money__* — it’s also enabling the *__future of digital goods and collectibles__*. As part of our mission to build the future of money, we are building bridges into these new digital economies. To that end, we have purchased [Nifty Gateway](https://niftygateway.com/#/lwhome)™, a popular platform where you can buy and manage non-fungible tokens (NFTs).

__What is an NFT?__ NFTs — also known as “__nifties__” — many of which follow the [ERC-721](http://erc721.org/) standard for tokens, are cryptographic tokens that represent a unique asset or good on the blockchain. Nifties differ from fungible cryptocurrencies like bitcoin in that each nifty is one-of-a-kind and, therefore, not interchangeable. As a result, nifties are the perfect digital, form factor for crypto-collectibles, crypto-art, and much more.

__Why Nifties?__ There are many collectibles in the “real” world such as stamps, baseball cards, Magic: The Gathering cards, and Tamagotchi pets, to name just a few. There are also examples of digital collectibles inside popular online games such as Fortnite, Overwatch, and World of Warcraft, with [multi-billion dollar economies](https://www.wired.com/story/blockchain-turning-in-app-virtual-goods-assets/) emerging as players buy and trade skins, dances, and other in-game items. Over time, we believe that both real world and digital collectibles will migrate onto blockchains in the form of nifties.

__Why Nifty Gateway?__ Nifty Gateway provides a simple and easy way to buy nifties with your credit or debit card. Founded by twin brothers [Duncan Cock Foster](https://twitter.com/dccockfoster?lang=en) and [Griffin Cock Foster](https://twitter.com/gcockfoster?lang=en), the platform currently facilitates nifty purchases for some of today’s most popular crypto-games and applications, including [CryptoKitties](https://www.cryptokitties.co/), [OpenSea](https://opensea.io/), and Gods Unchained. Duncan and Griffin’s passion (quite frankly “obsession”) for nifties, crypto, and building intuitive products made them the perfect fit for the Gemini family. Together, the Nifty Gateway platform can leverage Gemini’s brand of security and trust.

To learn more about Nifty Gateway and buy nifties click [here](https://niftygateway.com/#/lwhome).

Onward and Upward,

Tyler Winklevoss, CEO



The future of digital goods and collectibles is here! Gemini acquires Nifty Gateway™ Bringing together the security and trust Gemini customers have buying Crypto to NFTs.

Gemini acquires Nifty Gateway™ | Buying NFTs made easy with your credit or debit card. 

Gemini Expands into Non-Fungible Tokens (NFTs) with Nifty Gateway™ Acquisition

Today, we are excited to introduce **Gemini Custody™**, a Qualified Custodian for your crypto. While we have offered custodial services since our launch in October of 2015, we have expanded our product offering significantly:

- **More Cryptos** — we now support 18 cryptos for custody: [Bitcoin](https://gemini.com/prices/bitcoin), [Bitcoin Cash](https://gemini.com/prices/bitcoin-cash), [Ether](https://gemini.com/prices/ethereum), [Litecoin](https://gemini.com/prices/litecoin), [Zcash](https://gemini.com/prices/zcash), and the following ERC-20 tokens: [0x (ZRX)](https://gemini.com/prices/0x), [Basic Attention (BAT)](https://gemini.com/prices/bat), [Bread (BRD)](https://gemini.com/prices/bread), [Dai (DAI)](https://gemini.com/prices/dai), [Decentraland (MANA)](https://gemini.com/prices/decentraland), [Enjin (ENJ)](https://gemini.com/prices/enjin), [Flexacoin (FXC)](https://gemini.com/prices/flexacoin), [Gemini dollar (GUSD)](https://gemini.com/dollar), [Kyber Network (KNC)](https://gemini.com/prices/kybernetwork), [Loom Network (LOOM)](https://gemini.com/prices/loom), [Maker (MKR)](https://gemini.com/prices/maker), and [OmiseGo (OMG)](https://gemini.com/prices/omisego). Soon, we will be supporting even more!
- **Qualified Custodian** — Gemini Trust Company, LLC is a New York trust company and Qualified Custodian chartered by the New York State Department of Financial Services under Section 100 of the New York Banking Law.
- **SOC 2** — Gemini Custody™ is [SOC 2 Type 1](https://www.gemini.com/blog/gemini-completes-soc-2-review-a-worlds-first-for-a-cryptocurrency-exchange-and-custodian) compliant. We are currently undergoing a Type 2 examination.
- **Offline Storage** — your crypto is custodied offline using hardware security modules (HSMs), multisignature technology, and geographically distributed, access-controlled facilities. You can read more [here](https://gemini.com/security/).
- **Hardware Security Keys** — secure your account with a [hardware security key](https://www.gemini.com/blog/securing-your-gemini-account-with-webauthn) via WebAuthn. This provides hardware-backed, cryptographic proof that it is you (and not someone else) signing into your account and thwarts hackers even if they have your password.
- **Withdrawal Address Whitelisting** — secure your account with our [withdrawal address whitelisting tool](https://www.gemini.com/blog/best-practices-for-securing-your-gemini-account) to restrict crypto withdrawals from your account to crypto addresses you whitelist. Alternatively, you can block all crypto withdrawals for your account.
- **Instant Liquidity** — instantly trade your crypto in custody on our exchange without waiting for it to be transferred out of cold storage.
- **New Interface** — new web interface and account features. Check your balances, download account statements, initiate withdrawals, and more. Give auditors view-only access into your account to confirm balances, transactions, and activity.
- **Sub-accounts** — [create and manage](https://www.gemini.com/blog/introducing-subaccounts-for-institutions) multiple accounts with distinct sets of users, account balances, and unique, independently verifiable crypto addresses all under a single master account.

Security has been a pillar of Gemini since inception and protecting your crypto is a cornerstone of our mission to build the future of money; **_trust is our product._** We are beyond thrilled to continue our security-first tradition by providing you with Gemini Custody™, an expanded offering of our state-of-the-art custody solution.

For more information, please see our [Guide to Crypto Custody](http://bit.ly/2kAnkIU). We will also be hosting a [webinar](https://gemini.com/custody/whitepaper/) on October 7, 2019 at 12:00pm ET to discuss Gemini Custody™ and the state of crypto custody. Please join us!

You can also check out our website for more information on [Gemini Custody](https://gemini.com/custody/), our [APIs](https://docs.gemini.com/rest-api/), and other [institutional products and services](https://gemini.com/institutions/) or contact [custody@gemini.com](mailto:custody@gemini.com).

Onward and Upward,

Tyler

Gemini was started with a security-first mentality. Gemini is a safe place to buy, sell, and store your cryptocurrency

Gemini Custody offers state-of-the-art custody solutions to safeguard your crypto.

Introducing Gemini Custody™

Today, we are excited to [announce](https://www.prnewswire.com/news-releases/noah-perlman-joins-gemini-as-chief-compliance-officer-300911175.html) and welcome Noah Perlman as Gemini’s new Chief Compliance Officer (CCO). Noah joins us from Morgan Stanley, a global financial services firm that provides investment banking, securities, and investment management services.

At Morgan Stanley, Noah was the Global Head of Financial Crimes and led the 350+ person Financial Crimes Group. He had firm-wide, legal and compliance responsibility for the governance, oversight, and execution of the firm’s Anti-Money Laundering (AML), Sanctions, Anti-Boycott, Anti-Corruption, and Government and Political Activities programs. Noah was also Chairman of the firm’s Political Action Committee and a member of numerous firm level risk and control committees.

Prior to his 13 years at Morgan Stanley, Noah was the Division Counsel for the United States Drug Enforcement Administration (DEA) New York Division and an Assistant United States Attorney (AUSA) for the Eastern District of New York where he held several supervisory posts including, Special Coordinator for Crimes against Children and Deputy Chief of the Narcotics Section.

We started building Gemini in 2014, but waited to operate until we received our New York trust company license in October of 2015 from the New York State Department of Financial Services (NYDFS). Our decision — _to ask for permission, not forgiveness _— was a first in the crypto industry. We chose this path because **Compliance** is one of Gemini’s four pillars along with **Product, Licensing,** and **Security.** We are excited for Noah to continue to build on Gemini’s tradition of compliance.

As we **_build the future of money_**, we must first build trust; **_trust is our product_**.

Noah joins an incredible group of senior Gemini Astronauts hired over the past 18 months, which includes, [Sydney Schaub](https://www.gemini.com/blog/welcoming-our-general-counsel) (CLO, formerly GC) and [David Damato](https://www.gemini.com/blog/gemini-welcomes-david-damato-as-chief-security-officer) (CSO). Welcome to the team, Noah!

If you’re interested in joining Noah and the rest of the Gemini team, we’re hiring in our New York, NY; Portland, OR; and Chicago, IL offices! Check out our [careers page](https://gemini.com/careers/) for more information.

Onward and Upward,

Tyler

Gemini Welcomes Noah Perlman as Chief Compliance Officer

### Gemini Launches in Australia

__August 21, 2019__

Today, we are excited to announce that Gemini is now open to customers in Australia! Australians can now download the [Gemini Mobile App](https://geminiexchange.app.link/T1zuzPoZhZ) and use it to buy, sell, and store cryptocurrencies such as bitcoin, bitcoin cash, ether, zcash, and litecoin.

As part of our mission to **_build the future of money_**, we are hard at work expanding our global footprint and bringing our trusted platform to as many countries as possible. We want individuals and institutions around the world to have a safe and easy way to buy, sell, and store cryptocurrency and engage in this new digital economy. We have built an institutional-grade exchange and custody solution that operates on the principles of security, transparency, and compliance; **_trust is our product_.**

Australia is currently ranked [12th globally](https://www.cryptocompare.com/coins/btc/analysis/USD) for bitcoin trading volume and we are optimistic that Gemini will help encourage broader adoption for crypto in Australia. Today, Gemini is available in a total of 49 U.S. states, Washington D.C., Puerto Rico, Canada, Hong Kong, Singapore, South Korea, the United Kingdom, and **Australia**! If you would like Gemini to come to your region, please contact us at [institutional@gemini.com](mailto:institutional@gemini.com).

Onward and Upward,

Tyler



### Introducing Our East Asia Timezone Auction

__March 16, 2017__

UPDATE 4/7/17 5:00 PD EDT: We have changed the time of the East Asian timezone auction from 18:00 JST (17:00 HKT/SGT) to 19:00 HKT/SGT (20:00 JST).

Ever since Gemini launched our first daily bitcoin auction on September 21, 2016, we’ve been excited by its success and its ability to match buyers and sellers at a single moment of the day. Because our current 4:00 p.m. Eastern Time auction falls during the early morning hours in East Asia, it’s inconvenient for many members of the bitcoin trading community. Beginning Tuesday, March 21, 2017, we will also conduct an auction at 6:00 p.m. Japan Standard Time (5:00 p.m. SGT/HKT, 09:00 UTC). This will allow investors and traders on the other side of the world to engage in the same kind of price discovery that we’ve be facilitating for the last six months. The mechanics will be the same as our 4:00 p.m. ET auction; please see https://gemini.com/marketplace/#auction for details.

ジェミニ(Gemini)が、2016年9月21日に初の日単位でのビットコインのオークションを開始して以来、買い手と売り手のマッチングが、タイミングで成立できていることに、我々はとても興奮させられています。残念ながら、東アジアの参加者にとっては、ニューヨークの午後
4時は非常に早くて不便です。そこで、2017年3月21日(火)から、日本標準時の午後6時(SGT/HKT午後5時、UTC 09:00)にもオークションを行えるようにします。これにより、
ニューヨークにいる我々からみて、世界の反対側にいる投資家やトレーダー達が、これまでの六ヶ月間我々が手がけてきたものと同等の価格発見に関われるようになるはずです。仕組みは、ニューヨークのオークションのそれと同じです。詳しくは、
https://gemini.com/marketplace/#auctionをご覧ください。

Onward and Upward (上向きと先へ),

Team Gemini



### Gemini Expands Into the Great State of Washington

__June 13, 2017__

UPDATE 6/14/17 11:30 AM EDT: We have clarified that Washington’s higher standards are met by the whole Gemini platform and therefore benefit all our customers.

We’re excited to announce that Gemini is now licensed to provide our services to customers in the Evergreen State. Washington has some of the highest standards of oversight for digital asset exchanges within the U.S., and will be instituting further regulations regarding the sale and storage of digital assets beginning next month. This puts Washington up with New York at the forefront of protecting consumers and users of digital assets, beyond what is already done for fiat currencies.

As of today, registered customers in the Evergreen State can buy, sell, and store both bitcoin and ether using the Gemini exchange. As a registered customer, this will allow you to:

*   Buy BTC with USD or ETH, and sell BTC for USD or ETH
*   Buy ETH with USD or BTC, and sell ETH for USD or BTC

One of Gemini’s core values has always been to seek regulatory oversight and licensing whenever possible. And we firmly believe in asking for permission rather than for forgiveness — we do not operate in an area until we have received the necessary licenses or regulatory approvals to do so. Our trust license from the State of New York allowed us to work closely with both New York and Washington state regulators to obtain approval to operate. It was truly exciting and remarkable to see this collaboration between two of the most well respected state regulators, all in the name of innovation.

Even before obtaining approval to operate within Washington, we met the standards set forth by the Washington State Department of Financial Institutions. These protections benefit _all_ Gemini customers, regardless of where you live.

We hope you agree that this is a momentous achievement not only for Gemini, but also for the digital asset ecosystem as a whole.

Lastly, if you are wondering if we are open in your area, please check out our [areas of operation page](https://gemini.com/areas-of-operation/).

Onward and Upward,

Team Gemini



### You Can Now Trade Bitcoin and Ether in Canada!

__June 6, 2016__

We are thrilled to announce the expansion of Gemini services to the Great White North! This is just the beginning of Gemini’s international expansion and our tireless pursuit of building a world-class digital asset exchange with global reach.

As of today, registered customers in Canada can trade **_bitcoin_** and **_ether_** on Gemini’s ETH/BTC order book. This means that registered customers will be able to:

*   Buy ETH with BTC, and sell ETH for BTC

Coming soon, we’ll be opening our USD order books (BTC/USD and ETH/USD) to Canadian customers as well. As a registered customer, this will allow you to:

*   Buy BTC with USD or ETH, and sell BTC for USD or ETH
*   Buy ETH with USD or BTC, and sell ETH for USD or BTC

We’re excited to bring our friends to the North aboard the Gemini spaceship for our journey, and we look forward to expanding to additional areas of operations in the near future.

Bienvenue à bord!

Team Gemini



### You Can Now Trade Bitcoin and Ether in the United Kingdom!

__June 21, 2016__

We are thrilled to announce the expansion of Gemini services to the United Kingdom! This is a significant and important part of Gemini’s international expansion and our tireless pursuit of building a world-class digital asset exchange empire on which the sun never sets.

As of today, registered customers in the U.K. can trade **_bitcoin_** and **_ether_** on Gemini’s ETH/BTC order book. This means that registered customers will be able to:

*   Buy ETH with BTC, and sell ETH for BTC

Coming soon, we’ll be opening our USD order books (BTC/USD and ETH/USD) to U.K.-based customers as well. As a registered customer, this will allow you to:

*   Buy BTC with USD or ETH, and sell BTC for USD or ETH
*   Buy ETH with USD or BTC, and sell ETH for USD or BTC

We’re excited to bring our friends from across the Pond aboard the Gemini spaceship for our journey, and we look forward to expanding to additional areas of operations in the near future.

Keep calm and trade on!

Team Gemini



### Gemini Expands into the Lone Star State (Texas)

__August 4, 2016__

Great News!

We are thrilled to announce that Gemini, the _next generation_ digital asset exchange, is now open in **Texas**. This is a significant and important part of Gemini’s expansion and our tireless pursuit of building a world-class digital asset exchange available to customers in all 50 US states and around the globe.

As of today, registered customers in the **The Lone Star State** can buy, sell, and store **bitcoin** and **ether** using the Gemini exchange. As a registered customer, this will allow you to:

*   Buy BTC with USD or ETH, and sell BTC for USD or ETH
*   Buy ETH with USD or BTC, and sell ETH for USD or BTC

We’re excited to bring our friends in Texas aboard the Gemini spaceship for our journey!

We would like to highlight that **Gemini is also accepting Institutional clients outside of the U.S.** on a case-by-case basis. If you would like to inquire about your Institution’s eligibility for a Gemini account, please contact: [institutional@gemini.com](mailto:institutional@gemini.com) or connect with our Head of Institutional Sales directly via Skype: DannyKimNY.

Lastly, if you are wondering if we are open in your area, please consult our [areas of operation page](https://gemini.com/areas-of-operation/).

Don’t Mess with Texas!

Team Gemini



### All Trading Pairs Now Available in Canada and the U.K.

__September 6, 2016__

We are thrilled to announce that trading on all of Gemini’s order matching engines — BTC/USD, ETH/USD, and ETH/BTC — is now available in Canada and the U.K.

As of today, registered customers in Canada and the U.K. can trade bitcoin and ether on each of Gemini’s three order matching engines. As a registered customer, this will allow you to:

*   Buy BTC with USD or ETH, and sell BTC for USD or ETH
*   Buy ETH with USD or BTC, and sell ETH for USD or BTC

In addition, we now support US Dollar wire transfers from your bank located in Canada or the U.K. Please be aware that your bank may charge currency conversion fees.

Onward and Upward,

Team Gemini



### Gemini Is expanding to Hong Kong and Singapore!

__October 2, 2016__

We are delighted to announce the expansion of Gemini services to the Hong Kong Special Administrative Region and the Republic of Singapore! These dynamic East Asian tiger markets have long embraced the growth of bitcoin and other digital assets, and our expansion to Hong Kong and Singapore represents a critical milestone in Gemini’s pursuit of building a global _next generation_ digital asset exchange.

As of today, registered customers in both the Lion City and the Pearl of the Orient can trade **_bitcoin_** and **_ether_** using the Gemini exchange. As a registered customer, this will allow you to:

*   Buy BTC with USD or ETH, and sell BTC for USD or ETH
*   Buy ETH with USD or BTC, and sell ETH for USD or BTC

We’ll be opening HKD and SGD order books and expanding to additional areas of operation soon, so stay tuned!

We also want to highlight our exciting new feature, Daily Auctions (also called “crosses,” which are two-sided and not to be confused with winner-take-all auctions), available to all registered Gemini customers. Auctions present an excellent opportunity for customers who want to execute large trades with over-the-counter (OTC) trading quantities on-exchange without having to worry about price slippage, exorbitant fees, and complicated settlement. Read more about [Gemini Auctions](https://gemini.com/marketplace/).

In addition, we now support US Dollar wire transfers from your bank located in Hong Kong or Singapore. Please be aware that your bank may charge currency conversion fees.

**_Gemini accepts institutional clients outside of our current_** [**_areas of operation_**](https://gemini.com/areas-of-operation/)  on a case-by-case basis. To inquire about your institution’s eligibility for a Gemini account, please contact institutional@gemini.com or connect with our sales representative directly via Skype at ShaneGemini.

We’re excited to bring our friends from Hong Kong and Singapore aboard the Gemini spaceship for our journey!

Onward and Upward,

Team Gemini



### Gemini is expanding to Japan and South Korea!

__November 7, 2016__

_(UPDATE 3/31/17 11:00 AM EDT: We have temporarily suspended the acceptance of Japanese retail customers while we evaluate the implications of the new virtual currency exchange operator regulations.)_

We are delighted to announce the expansion of Gemini services to Japan and the Republic of Korea! These dynamic East Asian economies have long embraced the growth of bitcoin and other digital assets, and our expansion to Japan and South Korea represents another milestone in Gemini’s pursuit of building a global _next generation_ digital asset exchange.

As of today, registered customers in the Lands of the Rising Sun and the Morning Calm can trade **_bitcoin_** and **_ether_** using the Gemini exchange. As a registered customer, this will allow you to:

*   Buy BTC with USD or ETH, and sell BTC for USD or ETH
*   Buy ETH with USD or BTC, and sell ETH for USD or BTC
*   Participate in Gemini’s [daily two-sided bitcoin auction](https://gemini.com/marketplace/#auction)

Gemini supports US Dollar wire transfers from your bank located in Japan or South Korea. Please be aware that your bank may charge currency conversion fees.

**_Gemini accepts institutional clients outside of our current_** [**_areas of operation_**](https://gemini.com/areas-of-operation/)  on a case-by-case basis. To inquire about your institution’s eligibility for a Gemini account, please contact institutional@gemini.com or connect with our Head of Institutional Sales directly via Skype at ShaneGemini.

We’re excited to bring our friends from South Korea and Japan aboard the Gemini spaceship for our journey!

Onward and Upward,

Team Gemini

Gemini Expands Global Footprint and Offerings

Today, we are excited to [announce](https://www.prnewswire.com/news-releases/david-damato-joins-gemini-as-chief-security-officer-300903224.html) and welcome David Damato as Gemini’s new Chief Security Officer (CSO). Dave joins us from Tanium, the world’s most valuable privately-held cybersecurity company.

At Tanium, Dave built and led a mature cybersecurity team that engineered unique security solutions to help protect government agencies, Fortune 500 companies, and banks around the world. Prior to Tanium, Dave was an early member of the leadership team at Mandiant, a premier cybersecurity firm that was later acquired by FireEye. Dave brings his 20+ years of security leadership to Gemini and will reinforce our company philosophy that **_trust is our product_**.

Gemini has been built and operated with a _security-first_  mentality from day one. **Security** is the bedrock of our culture and one of Gemini’s four pillars along with **Product, Licensing,** and **Compliance**. It’s why, for example, we were the first exchange and custodian in the world to complete a [SOC2 Type I examination](https://www.gemini.com/blog/gemini-completes-soc-2-review-a-worlds-first-for-a-cryptocurrency-exchange-and-custodian) and allow you to secure your account using [hardware security keys](https://www.gemini.com/blog/securing-your-gemini-account-with-webauthn) via WebAuthn. We are excited for Dave to continue our Security Team’s tradition of building and pioneering world-class security solutions to secure the **_future of money_.**

Welcome to the team, Dave!

If you’re interested in joining Dave and the rest of the Gemini team, we’re hiring in our New York, NY; Portland, OR; and Chicago, IL offices! Check out our [careers page](https://gemini.com/careers/) for more information.

Onward and Upward,

Tyler

Gemini Welcomes David Damato as Chief Security Officer

On our mission to **_build the future of money,_** it’s critical that we build a safe and reliable platform for our customers to buy, sell, and store cryptocurrency. To that end, we are excited to announce that we are opening an office in Chicago — one of the world’s major financial centers. Our Chicago office will serve as an engineering hub and complement our existing office in Portland, Oregon and our Headquarters in New York City.

Chicago is the birthplace of commodities markets. Beginning in the late 19th century, farmers came to the Windy City to sell or lock in prices for their crop. Over the past 150 years, Chicago has grown into a financial powerhouse that is tightly linked to Wall Street and the global financial system at large. This legacy makes it a great home to build the future of money because it has an incredible pool of talented engineers who understand the unique skills and expertise necessary to build best-in class exchange infrastructure that meets the standards established by traditional financial markets.

The Chicago office will help us continue to scale for the future and continue to build on our existing [data centers and direct connectivity](https://www.gemini.com/blog/when-microseconds-matter-powering-gemini-for-highspeed-performance). If you are interested in joining our Chicago office, please email us at [careers@gemini.com](mailto:careers@gemini.com) and look out for openings on our [Careers page](https://gemini.com/careers/).

Since May, we’ve seen bitcoin increase in value and this week it surpassed its 17-month high. Trading volumes across the industry and mainstream interest in cryptocurrency are on the rise. The time has never been more right to double-down on our mission to build safe and reliable institutional-grade infrastructure.

Onward and Upward,

Tyler

Gemini Opens Chicago Office to Meet Growing Institutional Demand

When we first heard of Bitcoin in the summer of 2012, we were blown away by this new form of money that worked like email; purpose-built for the Internet. The energy and passion of the Bitcoin community was something we had never felt before — it was electric. But it was also a complete Wild West and not even close to being ready for prime time. Those early days — equal parts exciting and scary — are exactly why we founded Gemini; **_to build trust_** in this nascent technology.

Even though our industry is still young and there is much work ahead, the days of Mt. Gox feel like ancient history. Every day, we march forward, leaving our former self behind; almost unrecognizable. And there’s no better way to measure how far our industry has come than by taking a good look at its past.

In a new book called [_Bitcoin Billionaires_](https://amzn.to/2WufX6V), author Ben Mezrich deftly captures the colorful, frontier days of the cryptocurrency revolution. Ben is no stranger to writing about technology revolutions. His book _Accidental Billionaires_, which was later made into the movie _The Social Network_, chronicled the early days of social-networking, when many still dismissed it as just a fad. In some sense, Ben’s choice of our industry as his subject matter is both a rite of passage and another indication that we are onto something.

Ben first reached out to us in the winter of 2017 to catch up and learn more about what we had been working on since he last wrote about us in 2009. I don’t think either of us ever imagined that our paths would cross again in the same way. But early on in our conversation, two things became clear; Ben immediately understood the promise of cryptocurrency and was serious about telling its story to the world. This ultimately made us and many others comfortable with sharing our experiences with him.

Whether you are a longtime HODLer or have just arrived, we think you will enjoy this book and find it worthwhile — it’s easier to understand where we’re headed as an industry if you have a good sense of where we started. Nothing captures this better than _Bitcoin Billionaires._ We encourage you to pick up a copy and add it to your summer reading list — happy reading!

Onward and Upward,

Tyler + Cameron

How Far We’ve Come

We are excited to announce another major step forward as we **_build the future of money_**: our partnership with Flexa, a global cryptocurrency payments network that **_enables major retailers to accept cryptocurrency payments in stores_**. Launching today, consumers can now easily spend their [Gemini dollars](https://gemini.com/dollar/) (GUSD), bitcoin, ether, and bitcoin cash using the SPEDN mobile wallet app. (SPEDN is available in the iOS Apple store).

In addition, all cryptocurrency you deposit on the SPEDN mobile app is custodied with Gemini, providing security for those using this new payment technology.

The Flexa cryptocurrency payments network has the potential to transform the payments industry, providing everyday use cases for spending your crypto, which hasn’t been a practical reality until now. The majority of cryptocurrency activity to date has been comprised of the “buy,” “sell,” and “store” use case — investors looking to purchase a piece of the networks and protocols of the future. This has helped bootstrap crypto networks and create liquidity and price discovery (i.e., helping foster efficient and healthy markets), however, tangible use cases are the next step in the story of crypto’s promise.

Flexa’s payment solution provides users the ability to engage in the “spend” use case and benefit from the freedom, privacy, and security provided by cryptocurrency. Additionally, the Gemini dollar allows you to spend your dollars on the blockchain without worrying about price volatility.

More broadly speaking, this is exciting for cryptocurrency users and our community as a whole. At Gemini, we have been trying to build a bridge from the island of crypto to the mainland of finance for the past five years. Flexa’s mission is to link the island of crypto to the mainland of retail merchants. Together, by providing Flexa with trusted custody and infrastructure, we hope to profoundly improve the payment experience; and merchants who are currently subject to overly complex, expensive legacy systems of credit and debit cards stand to benefit _significantly_.

In fact, major retailers pay billions of dollars each year in processing costs (costs that are often borne at least in part by the consumer). With Flexa, merchants (i) get significantly less expensive and fraud-resistant transactions, (ii) can use the same payment hardware they currently use, and (iii) receive payment in fiat currency, not crypto. We believe that not only will this result in cost-savings to the merchant, but to the consumer in the long-term as well.

We are excited to work with Flexa to connect the crypto payment rails to the offline world. Our respective firms share the same mission and values — working to build the future of money. The Flexa offering, and its support of Gemini dollar, is another step towards a more efficient, cost-effective, and fairer global financial system. We’re excited for all that’s ahead. Don’t just HODL, SPEDN!

Onward and Upward,

Tyler Winklevoss (CEO) and the Gemini Team in partnership with Flexa

Flexa and Gemini Partner to Make it Easy to Use Cryptocurrency

Gemini was built with the simple goal of making it safe and easy to buy, sell, and store cryptocurrency: a first critical step in our mission is **_to build the future of money_**. But we also must foster and encourage novel use cases that are truly native to the world of blockchain or “crypto native.”

We started by bringing U.S. dollars onto the blockchain last September with the launch of the [Gemini dollar](https://www.gemini.com/blog/gemini-launches-the-gemini-dollar-us-dollars-on-the-blockchain), the world’s first regulated stablecoin. We are now adding a new dimension by partnering with Harbor — an all-in-one platform for tokenized securities offerings (e.g., commercial real estate, investment funds, etc.) — to allow users to invest in deals using Gemini dollars and receive any future distributions or dividends of such deals in Gemini dollars.

What does this mean? **_Gemini dollars bring U.S. dollars onto the blockchain and Harbor brings private investments onto the blockchain_**. This combination has the potential to bring unprecedented access, liquidity, and capital formation to private investments and investors that was previously not possible before the technological breakthroughs of cryptocurrency.

The future of money is just getting started, and we look forward to continuing to work and partner with companies that are building crypto native solutions.

Onward and Upward,

Tyler Winklevoss, CEO

Gemini Partners with Harbor to Fund Investments Leveraging Gemini Dollars

Today, we ran a full-page ad in the _New York Times_ outlining what we think the cryptocurrency revolution needs to succeed. We firmly believe this revolution will re-architect trade, the financial system, the Internet, and money as we know it.

But it won’t be easy, and there is no guarantee.

The crypto revolution has the potential to solve meaningful, real-world problems that no other technology can — but only a thoughtful, rule-based approach will get us there. Revolutions that build sets of rules to ensure a better future, are the ones that last.

As a result, we are sharing the following set of guiding principles that we believe will help crypto fulfill its ultimate promise. As we build a real, sustainable bridge between the ‘old world’ of money and the future of money, we strive to always:

**1\. Build the Rules**.

_To work with regulators to establish thoughtful regulation that promotes positive and fair outcomes for all._

In 2014, we [testified](https://www.youtube.com/watch?v=TZW7R7FPIJY) at the New York Department of Financial Services (NYDFS) Virtual Currency Hearings. These hearings set the stage for a thoughtful dialogue between the NYDFS and the crypto community, eventually leading to the New York [Virtual Currency Regulations](https://www.dfs.ny.gov/legal/regulations/adoptions/dfsp200t.pdf). To date, NYDFS has licensed or chartered 12 virtual currency businesses. All of these businesses, including Gemini which is a New York trust company, operate within a regulatory framework that fosters consumer protection.

In addition, we have championed best practices that we believe make Gemini a safe place that fosters market integrity:

*   **Marketplace Conduct Rules** — On September 21, 2017, we adopted [Marketplace Conduct Rules](https://gemini.com/legal/user-agreement#marketplace-conduct-rules). These rules were modeled off of the Cboe Futures Exchange, LLC (CFE) [Rulebook](http://cfe.cboe.com/publish/cferulebook/cfe-rule-book.pdf).
*   **Marketplace Surveillance** — On April 25, 2018, we [announced](https://www.gemini.com/blog/introducing-marketplace-surveillance-technology) our partnership with Nasdaq to implement Nasdaq’s SMARTS Market Surveillance technology to monitor the Gemini marketplace. As of August 10, 2018, SMARTS has been deployed on the Gemini marketplace.
*   **Market Surveillance Team** — On April 25, 2018, we hired a Head of Market Surveillance. Since then, we have built a Market Surveillance Team that continues to grow.
*   **Virtual Commodities Association** — On March 13, 2018, we published a [proposal](https://www.gemini.com/blog/a-proposal-for-a-self-regulatory-organization-for-the-u-s-virtual-currency-industry) for the Virtual Commodity Association, an industry-sponsored self-regulatory organization for virtual commodity exchanges. CFTC Commissioner Brian Quintenz issued a [public statement](https://www.cftc.gov/PressRoom/SpeechesTestimony/quintenzstatement031318) in support. The [initial working group](https://www.businesswire.com/news/home/20180820005066/en/Virtual-Commodity-Association-Working-Group-Formed-Planning) held its inaugural meeting in September 2018.

This is just the beginning as we plan to continue to engage and work with regulators across the country on both the state and federal level (Gemini currently has licenses or approvals in [49 states](https://gemini.com/areas-of-operation/)), as well as internationally, to help shape thoughtful regulation and oversight so that consumers are afforded the same protections in the crypto market as they are in more traditional markets.

**2\. Play by the Rules.**

_To operate with necessary governmental or regulatory approvals. Ask for permission, not for forgiveness._

Although we started building Gemini in 2014, we waited until we received our New York trust company license in October of 2015 to begin operating. Our decision — _to ask for permission, not forgiveness _— was a first in cryptocurrency. We chose this path because we believed that in order to **_build the future of money_**_,_ we had to first build trust in this new asset class.

We are a **_compliance-centric_** company — we have developed (and will continue to invest in) cutting edge tools for our Compliance Department to ensure that Gemini is not a place for bad actors.

**3\. Value Security Over Profit.**

_To never cut corners. To set the standard and follow best practices in order to provide a platform that is free of hacking and fraud._

Financial crime affects both fiat and cryptocurrencies alike, but the crypto revolution will not succeed if our industry is plagued by nefarious activity. High-profile hacks that result in catastrophic losses must become a thing of the past, and we must shake the image of an industry characterized by poor security standards, internal controls, and policies and procedures.

In an effort to do so, we built our team with a **_security-first_** mentality from day one — a team that has built a state-of-the-art hot wallet and cold storage system and is deeply committed to employing [cybersecurity best practices](https://gemini.com/security/) to protect your funds and the integrity of our platform. Recently, we added a further layer of protection by securing [insurance](https://www.gemini.com/blog/digital-assets-insurance) coverage for the cryptocurrency that we hold on your behalf in our online hot wallet. We are, and will continue to be, committed to making Gemini a safe and secure platform to store your cryptocurrency.

**4\. Be Principled.**

_To do the right thing — because it’s the right thing — even when it’s the hard thing. To put the interests of our customers ahead of our own and provide proper disclosures and transparency._

The four pillars of Gemini are **Product**, **Security**, **Licensing**, and **Compliance**. We refuse to compromise in any of these areas and will continue to invest in long-term solutions that align with our north star of building a company that provides enduring value to our customers — for more than a 100 years — _a_ **_Centurion_**. We will continue to do these things even when it’s the harder, less profitable, and slower path in the short-term. We’re in this for the long game; we’re trying to be the fastest tortoise in the race.

**5\. Pay it Forward.**

_To bring cryptocurrency to the people and places that need it most._

Like the invention of money itself, which solved the coincidence of wants dilemma and removed the shackles of barter; like the evolution of credit and debt, which helped transfer capital from idle savers to risk-taking entrepreneurs; like the invention of the joint-stock company, which spurred on investment by enabling atomistic ownership structures and limiting an investor’s liability to his or her stock ownership; and like the invention of the stock exchange, which allowed liquid markets for a company’s shares to emerge, the invention of cryptocurrencies have irrevocably expanded our concept of money and will forever change how we exchange, transfer, and store it.

Not since the dawn of the Internet has technology had the potential for such profound impact. But in order to make such an impact, we must bring this technology to all reaches of the globe. We have started by building the [Gemini dollar](https://gemini.com/dollar/), which brings U.S. dollars onto the blockchain and to anyone in the world with an Internet connection. This is the first of many projects we hope to embark on that help foster, among other things, financial inclusion (e.g., banking the 1 billion+ unbanked citizens of the world), reduced friction and costs of cross-border payments (e.g., remittances), access to digital safe-haven assets (e.g., buying bitcoin through the [Gemini Mobile App](https://www.gemini.com/blog/introducing-the-gemini-mobile-app-crypto-on-the-go)), and a more decentralized Internet that returns control of your data back to you.

**Join the Gemini Mission**

We are only at the beginning of this journey. Yes, some of the hardest work remains ahead, but we’re up for the challenge and we know you are too. We welcome industry leaders, developers, builders, entrepreneurs, investors, and whoever else, to join us as we strive to build rules for this amazing revolution that will ensure not just the future of money, but a better future for _all_.

Onward and Upward,

Cameron + Tyler

Gemini is leading the crypto revolution. Here are principles that we believe will bridge the past and the future of finance.

Forging the future of finance

Gemini’s Principles for the Crypto Revolution

> Amazing awaits…it awaits when we work hard enough,

> Want badly enough, and refuse to say we’ve had enough.

> \-Dr. Maya Angelou

2018 has been a remarkable year.

Earlier this year, Gemini passed its three-year operating anniversary. We started building Gemini in 2014, but waited to operate until we received our New York trust company license in October of 2015. Our decision — _to ask for permission, not forgiveness_ — was a first in cryptocurrency. We chose this path because we believed that in order to **_build the future of money_** we had to build trust in this new asset class first.

Our messaging from the beginning has remained the same and we are forever proud that the four pillars of Gemini: **Product**, **Security**, **Licensing**, and **Compliance**, stand as tall today as they did three years ago, when we first outlined them in our [launch blog post](https://www.gemini.com/blog/and-were-live). At the time, this was not a popular position, but we felt strongly that it was the right one.

Fast forwarding to 2018, we are grateful to have hit major milestones this year that have provided both thoughtful and safe products to our customers, while at the same time helping our industry grow as a whole. Below were some of our major highlights:

*   [Marketplace Surveillance](https://www.gemini.com/blog/introducing-marketplace-surveillance-technology) — We became the world’s first cryptocurrency marketplace to employ market surveillance technology to foster a rules-based marketplace.
*   [Insurance](https://www.gemini.com/blog/digital-assets-insurance) — We secured insurance coverage for the cryptocurrency that we hold on your behalf in our online hot wallet. This bolsters Gemini’s position as a safe place to store your cryptocurrency.
*   [Virtual Commodity Association](https://virtualcommodities.org/) — We helped [spearhead](https://www.gemini.com/blog/a-proposal-for-a-self-regulatory-organization-for-the-u-s-virtual-currency-industry) and [joined](https://www.gemini.com/blog/joining-the-virtual-commodity-association) the Virtual Commodity Association, a group with the goal of establishing an industry-sponsored, self-regulatory organization (SRO) to oversee virtual commodity marketplaces.
*   [Gemini Block Trading ](https://www.gemini.com/blog/introducing-gemini-block-trading)— We launched a fully electronic block trading facility, enabling our customers to buy and sell large quantities of cryptocurrency outside of Gemini’s continuous order books.
*   New Cryptos — We started the year with two cryptos (bitcoin and ether) and will end this year with five (for a total of 15 trading pairs). In May, we became the world’s first licensed [Zcash](https://www.gemini.com/blog/gemini-is-now-the-worlds-first-licensed-zcash-exchange) exchange and custodian. In October, we launched support for [Litecoin](https://www.gemini.com/blog/litecoin-is-now-available-on-gemini) trading and custody and in December, we launched support for [Bitcoin Cash](https://www.gemini.com/blog/bitcoin-cash-is-now-available-on-gemini) trading and custody.
*   [Gemini dollar](https://www.gemini.com/blog/gemini-launches-the-gemini-dollar-us-dollars-on-the-blockchain) — We issued the world’s first regulated stablecoin that combines the creditworthiness and price stability of the U.S. dollar with blockchain technology and the oversight of U.S. regulators. You can read our white paper [here](https://gemini.com/static/dollar/gemini-dollar-whitepaper.pdf).
*   [Gemini Mobile App](https://www.gemini.com/blog/introducing-the-gemini-mobile-app-crypto-on-the-go) — We extended Gemini’s trusted platform to mobile so you can trade crypto on the go. You can buy and sell cryptocurrency, set price alerts, set recurring buy orders, and buy The Cryptoverse™ (i.e., basket orders) and much more with the Gemini Mobile App. You can watch a demonstration video [here](https://www.youtube.com/watch?v=xOBzQa-ASI4).

It’s impossible to discuss 2018 (or 2017 for that matter) without acknowledging price. And while price and capital (i.e., money) entering (or leaving) a system are no doubt interesting abstractions of health, they don’t tell the whole story. For example, they won’t tell you about the most important type of capital — _human capital — _and how it is flooding into our space faster than ever. In the past year alone, 120+ new Astronauts have joined Gemini and our mission to build the **_future of money_**, including our Chief Technology Officer, [General Counsel](https://www.gemini.com/blog/welcoming-our-general-counsel), [Managing Director of Operations](https://www.businesswire.com/news/home/20181010005526/en/Jeanine-Hightower-Sellitto-Joins-Gemini-Managing-Director-Operations), Head of Risk, and Head of Market Surveillance. All of these individuals could have named their adventure, and they chose crypto. They decided they needed to be here. These folks have arrived for the long-term and are already building the next wave of crypto innovation.

Similar to the narrow focus on the price of cryptocurrencies, there is a tendency to do the same with respect to the valuations of startups. A coveted metric in startup land is the unicorn (a colloquialism for a company valued at more than a billion dollars). At Gemini, we have decided to focus on another metric; **_the Centurion_** — a company that lasts for more than 100 years. We value the long game and this is how we have chosen to measure ourselves. If we can continue to build trust and long-term, sustainable value for our customers, we are confident that everything else, including our own valuation, will follow.

While it may not feel like it now, “crypto winter” is a wonderful thing. It’s a counterintuitive truth, but constraint is the mother of real, lasting innovation. It’s a forcing function for discipline, thoughtfulness, and authenticity. The future of cryptocurrency and the revolution to restructure trade, the financial system, the Internet, and money as we know it, will be more profoundly built and shaped during these times than any other.

As we close the chapter on 2018 and reflect on what the Gemini Spaceship and our valiant Astronauts have accomplished this year, we are more excited than ever. As long as we all keep our heads down, ignore the noise, and continue to build responsible products and a set of rules for a better future, the possibilities will be endless. Amazing awaits!

Onward and Upward,

Tyler + Cameron

Gemini’s 2018 Year in Review

We began our mission to build  the **_future of money_** by creating a licensed cryptocurrency exchange and custodian that allows our customers to buy, sell, and store cryptocurrency in a safe, secure, and compliant manner. A trusted and regulated platform, however, is just the beginning. The future of money is both digital _and_ mobile, and now Gemini is too with the launch of the Gemini Mobile App!

Download the Gemini Mobile App from the Apple App Store [here](https://geminiexchange.app.link/CpbqscIqxS) or from the Google Play Store [here](https://play.google.com/store/apps/details?id=com.gemini.android.app).

The Gemini Mobile App has the following features:

*   Buy and sell cryptocurrency
*   View market prices and your portfolio value
*   Set price alerts
*   Set recurring buy orders
*   Buy The Cryptoverse™ (i.e., basket orders)
*   Send and receive cryptocurrency

Whether you’re a crypto expert or a newcomer, we’ve made engaging with crypto easy and secure by extending Gemini’s trusted platform to mobile. The Gemini Mobile App combines our institutional-grade [security](https://gemini.com/security/) with a simple and intuitive experience. Here’s how:

1.  **Buy and Sell on the Go**

Now you can trade cryptocurrency on the go! Once you sign up, you’ll be able to deposit funds into your Gemini account and buy or sell cryptocurrency with just one swipe.

![](https://cdn-images-1.medium.com/max/800/1*RYhe8ZFbeGt8EOzQ1tdoFQ.png)

2. **View Market Prices and Your Portfolio Value at a Glance**

As soon as you download the Gemini Mobile App, you can check prices for a given cryptocurrency and access historical price data for bitcoin, ether, litecoin, bitcoin cash, and Zcash (whether or not you’re a registered customer).

As you build your crypto portfolio, you’ll be able to see how price changes affect the value of your portfolio.

![](https://cdn-images-1.medium.com/max/800/1*PYGwH2eUvnSZw1JS8epTTQ.png)

3\. **Set Price Alerts**

Want to act fast on price movements? Now you can set price alerts that will send you a push notification when a price moves above or below a certain price point — or moves by more than a certain percentage value.

![](https://cdn-images-1.medium.com/max/800/1*i55913Cz1xbxDcxZAiAREg.png)

4\. **Set Recurring Buy Orders**

Turn on the ‘Recurring Buys’ feature to repeat an order at any frequency, time, and amount of your choosing.

![](https://cdn-images-1.medium.com/max/800/1*LvjITx5e9aFlR8YKmfq0Kw.png)

5. **Buy The Cryptoverse™**

You can buy The Cryptoverse™, a basket of the cryptocurrencies available on Gemini (weighted by market capitalization) — with a single order!

![](https://cdn-images-1.medium.com/max/800/1*xDWGwhV27S4bLYzy5cizfQ.png)

6. **Send and Receive Cryptocurrency on the Go**

Now you can send and receive crypto on the go!

![](https://cdn-images-1.medium.com/max/800/1*0aTBYVVlDGceorh8tswafg.png)

**Join Our Mission!**

We spent the last three years building the world’s most trusted cryptocurrency platform and today we are excited to extend it into your hands and allow you to engage with cryptocurrency wherever you are and whenever you want.

The Gemini Mobile App is one more step towards building the **_future of money_**. Download the Gemini Mobile App from the Apple App Store [here](https://geminiexchange.app.link/CpbqscIqxS) or from the Google Play Store [here](https://play.google.com/store/apps/details?id=com.gemini.android.app) and join our mission!

Onward and Upward,

Tyler

Gemini Mobile is a simple, elegant, and secure. Build your crypto portfolio from your mobile device.

Gillian Lynch