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Gemini Mastercard® Credit Card: Intro Bonus Crypto Reward Promotional Offer Terms

Last updated: November 7, 2024


Earn either $200 OR $100 in Crypto Rewards Bonus After Spending $3,000 On Purchases Within the First 90 days as a New Cardholder: 
  • $200 in crypto rewards bonus available to customers who open their account between 11/18/2024 and 12/31/2024.
  • $100 in crypto rewards bonus available to customers who open their account between 1/1/2025 and 2/28/2025.
As a new Gemini Mastercard® Credit Card ("Gemini Card" or "Card") cardholder, you can earn a $200 Bonus Crypto Reward for a limited time by spending $3,000 on qualifying purchases within the first 90 days from the account opening date. To be considered a “new” Cardholder, the applicant must not have had a previously open Gemini Card account.  New Cardholders must be approved within one of the two date ranges specified above. Eligibility, spend threshold, and conditions apply.

Eligible Cardholders (and/or their Authorized User(s)) must make Qualifying Purchase Transactions (as defined in the
Rewards Program Terms) totaling $3,000 or more (“Minimum Threshold”) within the “Promotional Period”.  The Promotional Period begins on the day the account is opened and ends on the ninetieth (90th) day the account is open.  
For qualifying cardholders approved before January 1, 2025, the Bonus Crypto Reward is $200. For qualifying cardholders approved between January 1, 2025, to February 28, 2025, the Bonus Crypto Reward is $100. However, this promotional period may be extended at our discretion. All Qualifying Purchase Transactions by the primary cardholder or any Authorized User(s) will count toward the Minimum Threshold within the Promotional Period.

Qualifying Purchase Transactions may be made by the primary Cardholder, or the Authorized User(s), or any combination thereof to meet the Minimum Threshold, so long as the Minimum Threshold is met within the Promotional Period as determined herein. For the avoidance of doubt, the Promotional Period begins on the account opening date and ends 90 days after the account is open, and is not affected by the addition of any Authorized User(s) to the account.
Once all eligibility requirements are met,  the Bonus Crypto Reward Offer will be applied to the primary Cardholder’s Digital Asset Account (as defined in the Gemini Trust User Agreement) in the form of the digital asset selected by the primary Cardholder pursuant to the Rewards Program Terms.  The Bonus Crypto Reward is in addition to any other Rewards the primary Cardholder accrued pursuant to the terms of the Reward Program and will post to the Digital Asset Account within eight (8) weeks of the closing date of the statement during which the Minimum Threshold is met.  Please note that this 8-week posting period for the Bonus Crypto Reward is distinct from the timeline associated with rewards under the standard Rewards Program. Each primary Cardholder is eligible to receive only one Bonus Crypto Reward. The reward amount will vary depending on the cardholder’s account approval date and associated promotional period (see above).
All Qualifying Purchase Transactions that post to the Cardholder’s Gemini Card account during the Promotional Period count toward the Minimum Threshold.  Please note it may take up to 72 hours from the time of purchase for a transaction to post to the Gemini Card account.  Qualifying Purchase Transactions do not include balance transfers, cash advances, fees or interest charges, transactions to obtain gift cards, prepaid debit cards, traveler’s checks, precious metals, casino chips, cryptocurrency, lottery tickets or other cash equivalents, unauthorized or fraudulent charges, and any other transactions that do not qualify for rewards under the Rewards Program Terms or transactions that violate the terms of the Gemini Mastercard Credit Card Cardholder Agreement (“Cardholder Agreement”).  The Bonus Crypto Reward is non-transferrable at the time of issuance and cannot be exchanged for cash or credit in lieu of cryptocurrency. Conversion of the U.S. Dollar amount of the Bonus Crypto Reward into the selected digital asset will be done at the time of such transfer, which transfer could occur at any time during the 8-week posting period referenced above. The conversion will be made at the market price (as provided by Gemini Exchange) of the selected digital asset at the time your Bonus Crypto Reward is transferred into the Primary Cardholder’s Digital Asset Account. The market price is calculated as the most recent order for that digital asset on Gemini Exchange’s order book at such time, or as otherwise reasonably calculated. If the value of the digital asset calculated contains decimals beyond the number we support for that digital asset, it will be rounded up to the smallest decimal value we support for that cryptocurrency. Once credited to the cardholder’s account, the cryptocurrency can be transferred or converted according to the cardholder’s preferences.  Any taxes, duties, or other charges arising from the Bonus Crypto Reward earned are the sole responsibility of the Cardholder. By participating in this promotion, the Cardholder agrees to the terms and conditions stated herein. Select offers/benefits may not be achievable based on the assigned credit line, ability to maintain that credit line, or potential delays in replenishing the credit line due to fraud control or other reasons.
If we in our sole discretion determine that any Cardholder or Authorized User has engaged in fraud, abuse, misuse, or gaming in connection with this offer in any way or intend to do so, we may disqualify the Cardholder and withhold the Bonus Crypto Reward. The Gemini Card account and associated Gemini Exchange Trust must not be closed, delinquent, or suspended for any reason at the time the Bonus Crypto Reward is applied to the Digital Asset Account, including, but not limited to, pending initial onboarding review, account delinquency, exceeding the credit limit, or any ongoing investigation. We reserve the right to withhold the Bonus Crypto Reward in any of these cases. If an account is placed on hold for a pending onboarding review or suspected fraud, the Promotional Period will not be extended. The cardholder is responsible for resolving any issues promptly and must meet the spend threshold within the original Promotional Period, regardless of account holds or reviews.  This offer does not modify or supersede any terms of the Cardholder Agreement, Rewards Program Terms, or the Gemini Trust User Agreement.  Any controversy, dispute or claim arising out of or relating to these terms shall be subject to the dispute resolution provisions contained in the Dispute Resolution section of the Gemini Trust User Agreement, which shall take precedence over any other arbitration provisions that may apply under the Cardholder Agreement or Rewards Program Terms. This provision is incorporated herein by reference and Gemini reserves the right to modify or revoke the offer at any time.



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