The world’s first regulated stablecoin, designed for high scale and usability in all kinds of transactions.
Gemini dollar (GUSD) is purpose-built to bring the value of the U.S. dollar into the modern digital era.
Read the GUSD White Paper to learn more.
U.S. dollars on the blockchain that you can send like email
Adaptable for practical use cases in spending, lending, investing, and more
Seamless creation and redemption – no fees or minimums
Issued by Gemini Trust Company, LLC, a regulated, audited New York trust company
Backed by US dollars held at State Street Bank and Trust Company
The Gemini dollar combines the creditworthiness and price stability of the U.S. dollar with blockchain technology and the oversight of U.S. regulators.
Utility meets stability
Gemini dollar is the scalable stablecoin trusted by leading institutions, exchanges, and developers for 1:1 transferability with the U.S. dollar.
The Gemini dollar sees high rates of turnover/redemption compared to many stablecoins – with volume based on real transactions and use-based circulation.
Created for practical uses in innovative applications.
BlockFi offers an interest bearing product enabling users from over 50 countries to earn interest on their Gemini dollar holdings (8.6% APY at present).
Flexa users can spend Gemini dollar at major merchants such as Bed Bath & Beyond, AMC Theatres, and Nordstrom among others via the SPEDN app.
BTG Pactual, a Brazilian investment bank, uses Gemini dollar to offer a real estate estate security token (ReitBZ) to investors. Investors buy ReitBZ (and receive dividends) using GUSD.
Harbor, an all-in-one tokenized securities offering platform, allows users to invest in deals and receive future distributions in Gemini dollars.
A network of trust.
Issuer & Bank
Issued by Gemini Trust Company, LLC, a regulated, audited New York trust company U.S. dollars that correspond to the Gemini dollars issued and in circulation are held at State Street Bank and Trust Company.
The U.S. dollar deposit balance is examined monthly by BPM, LLP, a registered public accounting firm, in order to verify the 1:1 peg. All Independent Accountants' Reports are published and available here.
The Gemini dollar is built on the Ethereum Network according to the ERC20 standard for tokens. The code of the Gemini dollar smart contracts has been audited by Trail of Bits, Inc., an information security research & development firm, whose report is publicly available here.