Gemini Credit Card Now Available to Waitlist Members

We are excited to announce that we have started inviting select waitlist members to apply for the Gemini Credit Card, which offers up to 3% back in crypto rewards on every purchase.

Once you're eligible to apply you'll receive an email invite with a link to the application, and a card tab will appear on the menu bar of the Gemini Mobile App.

If you’re not yet signed up for the Gemini Credit Card waitlist, sign up now to get early access to see if you prequalify with no impact to your credit. We'll continue to allow waitlist members to apply over the coming weeks, based on when they joined the waitlist, before we open applications to the general public.

The Gemini Credit Card is accepted wherever Mastercard® is accepted and allows you to spend USD and earn crypto rewards. Once approved, you’ll earn 3% crypto back on dining,¹ 2% crypto back on groceries, and 1% crypto back on all other purchases, with rewards automatically deposited into your Gemini account. You can choose to receive rewards in one of the 50+ cryptos we currently support, including bitcoin, ether, and dogecoin (Gemini dollar is currently not supported but will be in the future). You can switch reward types at any time.

Here are some other features of the Gemini Credit Card:

• No annual fee: Earn crypto rewards without paying a hefty annual fee, and never pay foreign transaction fees.²
• Instant rewards: Rewards are instantly deposited into your account when you make a purchase, not a month later.³
• Security-first design: Sensitive information, like the card number, is removed and accessible to cardholders via the Gemini app, which requires two-factor authentication.
• Instant access: Once approved, you can immediately access the digital version of your Gemini Credit Card and begin making purchases online and in stores. You can also add your card to your Apple wallet (Google wallet and certain other mobile wallets are not currently supported but will be in the near future).
• World Mastercard® Benefits: You’ll have access to exclusive offers with select merchants such as DoorDash, HelloFresh, Lyft, and ShopRunner, as well as through Mastercard’s Priceless® Experiences. Your card will include advanced security features including Mastercard ID Theft Protection™, Zero Liability, and Price Protection.
• 24/7 live customer support

You can choose from black, silver, and rose gold metal cards that are made from 75% recycled stainless steel. The beautiful, clean design isn’t just for looks — it keeps your sensitive information off the card’s surface, protecting your financial identity.

We are proud to work with our partners, Mastercard and WebBank, to offer you our novel crypto rewards credit card. Mastercard is our exclusive network partner for the Gemini Credit Card, and WebBank, a leader in digital lending, is the issuing bank.

We couldn’t be more thrilled to provide you with the opportunity to seamlessly earn crypto on everyday purchases and start building your financial future with the swipe of a card. If you have additional questions about the Gemini Credit Card, we invite you to visit our FAQ page here.

Maximize your rewards — welcome to the future!

Onward and Upward!

Team Gemini

¹ Up to $6,000 in annual spend, then 1% back on everything else.
² See other applicable Fees and Rates.
³ Some exclusions apply in which rewards are deposited when the transaction posts. See reward terms.